What is social security? What are the places where social security is not guaranteed?

Social insurance is the most basic insurance, and it is also related to the national economy and people's livelihood. The state requires enterprises to pay social security for employees, but this is the most basic guarantee, so it is guaranteed but not included. Where social security is not guaranteed: 1. Hospitalization deposit (hospitalization expenses should be paid by yourself, such as deposit, and if it is a major illness, you should take money first and then reimburse it) 2. Surgical self-funded equipment. Self-funded equipment and medicines in the social security list will not be reimbursed. 3.ICU drugs, ICU is intensive care, and drugs used by critically ill patients are imported at their own expense and are not reimbursed. 4. Additional expenses of family members during hospitalization. Wages and bonuses during hospitalization and rest at home (during hospitalization and rest at home, basic living allowance can only be provided according to formal labor procedures, and no unit will be willing to give wages and bonuses to the main body) 6. Loss of future income. Because illness and hospitalization affect future work and income, even some people can't continue to work after serious illness, and their income and source of life are not guaranteed by social security. 7. Accidents and traffic accidents are not reimbursed by social security, so you must buy accident insurance for yourself and your family first. 8. Social security is proportional reimbursement, that is, you spend money first and then reimburse yourself. For example, if you spend 500 thousand on medical treatment, you should pay for it yourself, and then reimburse it according to the local proportion after treatment. If the proportion is 80%, then the remaining 6.5438+10,000 yuan will be paid by itself. Then commercial insurance such as hospitalization expenses and accidental medical expenses are generally paid in advance, so once something happens, the burden can be reduced.