Medical insurance paid by individuals, is the child reimbursed for hospitalization?

Legal analysis: Yes, individuals can pay residents' medical insurance, and they can be reimbursed for having children, but the reimbursement ratio is very small. If employee medical insurance is paid, the reimbursement rate of maternity insurance is much higher. The reimbursement of hospitalization expenses for residents' children is handled through the following procedures: I or my family members bring my birth certificate, marriage certificate, physical examination certificate and ID card to the medical unit of the Social Security Bureau to declare, and if they are hospitalized at a designated hospital in China within the validity period of their medical insurance benefits and in line with the family planning policy, they can declare; If you are not hospitalized within the scope, you need to review whether you meet the hospitalization conditions outside the county. If you meet them, you can declare; After meeting the declaration conditions, the medical unit of the Social Security Bureau will receive the residents' hospitalization declaration form, which will take effect after being signed and sealed by the local community.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.