Guangzhou maternity insurance calculator

First, the maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female workers who have been pregnant for more than 7 months (including 7 months) and delivered naturally or have been born prematurely for less than 7 months are entitled to 3 months of maternity allowance; In case of dystocia or cesarean section, the maternity allowance will be increased for half a month; For multiple births, the maternity allowance will be increased by half a month for each additional baby; Pregnant for more than 3 months (including 3 months) but less than 7 months, those who have miscarried or induced labor are entitled to maternity allowance 1.5 months; Abortion due to pathological reasons within 3 months of pregnancy is entitled to 1 month maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees before prenatal or family planning operation 12 months.

Two, maternity nutrition subsidies and perinatal health care subsidies, who meet the requirements of the state to enjoy maternity leave for more than 90 days (including 90 days) can enjoy maternity nutrition subsidies in 300 yuan, perinatal health care subsidies in 700 yuan.

3. One-time maternity allowance. Female employees who participate in maternity insurance in the unit are unemployed and meet the family planning requirements during the period of receiving unemployment insurance benefits, and can enjoy a one-time maternity allowance: 2,400 yuan for miscarriage, 2,400 yuan for natural delivery, and 4,000 yuan for dystocia and multiple births; Male employees who participate in maternity insurance, whose spouses are not included in the scope of maternity insurance, can enjoy a one-time maternity allowance of 50% if they have their first child in line with family planning regulations.

Four, maternity allowance compensation to the unit, the insured female workers during maternity leave my basic salary, bonus and welfare expenses paid by the unit.

Five, the cost of family planning operation, including the implementation of placing (taking out) IUD, induced abortion, induced labor, skin burial, sterilization and recanalization surgery due to family planning needs, included in the settlement scope of maternity insurance fund.

Calculation method:

1, maternity allowance

In the month of birth (abortion), the unified salary of the issuing unit shall be calculated according to the prescribed holidays.

Maternity allowance = the average payment salary of this unit in the current month ÷30 (days) × holiday days.

Holidays:

(1) Normal maternity leave is 90 days (including prenatal examination 15 days);

(2) The one-child leave is increased by 35 days;

(3) Late childbirth maternity leave increased by 15 days;

(4) Difficult maternity leave

Caesarean section and third degree rupture of perineum increased by 30 days;

Suction delivery, forceps delivery and breech delivery increased 15 days.

(5) The maternity leave is increased by 65,438+05 days for each additional baby born in multiple births.

(6) Abortion leave

Pregnancy less than 2 months 15 days;

Less than 4 months and 30 days pregnant;

Pregnant for more than 4 months (including 4 months) to less than 7 months for 42 days;

Pregnant for more than 7 months, surviving less than 75 days in case of stillbirth, stillbirth or premature delivery;

2. Maternity medical expenses

(1) The medical expenses for medical treatment after the maternity medical treatment status is confirmed by the medical insurance center shall be settled by the Guangzhou Municipal Bureau of Labor and Social Security and the hospital (the part exceeding 10000 yuan shall be settled according to the approved amount).

(2) Sudden abortion before pregnancy 16 weeks, and obstetric complications during emergency and maternity leave in non-designated hospitals, shall be reimbursed according to the approved number.

(3) If the medical expenses for delivery in different places are lower than the quota standard, they shall be reimbursed according to the facts; Above the quota standard, according to the quota standard reimbursement.

3. One-time childbirth nutrition subsidy

(1) Normal delivery, abortion over 7 months; Last year, the average monthly salary of employees in the city was × 25%;

(2) Dystocia and multiple births: the average monthly salary of employees in the previous year was ×50%.

4. One-time subsidy

In primary and secondary hospitals, each person will receive a one-time increase in 300 yuan subsidy.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.