Job Recruitment Website - Social security inquiry - What happens if I pay for my pension but not my health insurance? What are the effects on yourself?
What happens if I pay for my pension but not my health insurance? What are the effects on yourself?
I have always paid for the pension insurance, but since I have never paid for the medical insurance, so what will be the problem in the future?
It is possible to pay only the pension insurance without health insurance. If you have only paid for pension insurance but not health insurance, it will not affect your retirement, but it will have a big impact on your health insurance.
First of all, we need to explain that we can pay the pension insurance alone, because after all, the authorities of the pension insurance and the authorities of the medical insurance, are subordinate to two different departments, which is subordinate to the social security department to manage, the medical insurance is subordinate to the medical insurance department to manage, so we can pay in the process of social security individually, so that we can be alone in the process of paying fees. The first thing you need to do is to get your hands on some of the most popular products and services in the world.
Then we simply only paid the pension insurance, and did not pay the medical insurance, the future is not enjoy the medical insurance of the retirement treatment. There are a lot of people, although he did not participate in the employee health insurance, but after all he participated in the urban and rural residents of the medical insurance, and urban and rural residents of the medical insurance is also normal to enjoy the medical insurance reimbursement treatment, but his reimbursement ratio relative to the employee health insurance slightly lower, basically according to the 50% to be reimbursed. But our employee health insurance can be as high as 70% of the reimbursement rate, and even as a retired elderly, the highest can even reach 90% of the reimbursement rate.
So, if you don't have an employee health insurance, you won't be able to enjoy the health insurance after retirement. But we will go to participate in the urban and rural residents of the health insurance, and urban and rural residents of the health insurance is also can enjoy the normal reimbursement of health insurance, for their own actually have a certain impact, but the impact may not be very big, if the probability of you to see a doctor for medical treatment is not very high, then actually its impact will be relatively small. There is also a bigger impact that the urban and rural residents will not establish individual health insurance accounts, while our urban workers health insurance will have individual health insurance accounts.
If you participate in the employee health insurance, the individual health insurance account in the money, you can go to the pharmacy to buy drugs, and even now the beginning of the outpatient clinic is also can come to the normal reimbursement. But for the urban and rural residents of the medical insurance group is not enjoy this treatment, can not go to the pharmacy to buy drugs, because you card does not produce any balance. And can not enjoy the outpatient reimbursement of medical insurance treatment, only for the hospitalization period, can enjoy 50% reimbursement. So for this issue, then the impact is still relatively large.
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