What is Social Security for Flexible Employees? What is included?

Social security for flexibly employed persons includes social security pension and social security medical care

The Social Insurance Law of the People's Republic of China

Article 10: Individual industrial and commercial households without employees, part-time employees who have not participated in the basic pension insurance of the employing organization, as well as other flexibly employed persons, may participate in the basic pension insurance, and individuals shall pay the basic pension insurance premiums.

Article 12 Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance in the employing organization, and other flexibly employed persons participating in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance fund and individual account respectively.

Article 23 Individual industrial and commercial households without employees, part-time workers who do not participate in the basic medical insurance for employees in the employing organization, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.

Article 58 Individual industrial and commercial households without employees, part-time workers who have not participated in the social insurance of the employer and other flexibly employed persons who voluntarily participate in social insurance shall apply for social insurance registration with the social insurance administration organization.

The State establishes a nationally unified individual social security number. The individual social security number is a citizen's identity number.

There is no restriction on the household registration of flexibly employed people, and part-time students over 16 years old, men under 60 years old and women under 55 years old can participate. The contribution standard is set according to the local average wage, and it is recommended to check the relevant information. The way to apply for the insurance is that the person holding the ID card or social security card can go to the social insurance agency in the place of household registration, place of employment or place of residence to register for the insurance. The person himself can choose the contribution base independently according to his own income status, according to 60% to 300% of the average wage of the province in the previous year as the contribution base, and pay the basic pension insurance premiums at the rate of 20% of the chosen contribution base, which is all borne by the flexibly employed person himself. The adjusted contribution standard of pension insurance for flexibly employed persons in 2021 is 649.08 yuan/month-3245.4 yuan/month. Flexibly employed persons can contribute monthly or quarterly, or semi-annually or annually within a natural year. If a flexibly employed person fails to make contributions within a natural year, the period of non-payment is regarded as an interruption of contributions and no retroactive contributions are allowed across years. Flexibly employed persons who used to make contributions through bank withholding at the municipal level will continue to make contributions through bank withholding. Please deposit the full amount into the bank account for contributions in time so as not to affect the enjoyment of the final benefits due to the failure of deduction of the insufficient amount. Flexibly employed persons who choose to make contributions on their own can make contributions on their own through the online and offline channels provided by the tax department. Flexibly employed persons who have registered with the social security institutions before FY201021 do not need to go to the social security institutions to have their contribution bases approved. Flexibly employed persons who are recognized as having difficulties in employment and who pay social insurance premiums as flexibly employed persons can be granted social insurance subsidies for no more than three years. College graduates within two years of graduation who declare themselves as flexibly employed and register for employment with a public **** employment service organization, and who pay social insurance premiums as flexibly employed persons, may be granted social insurance subsidies for no more than two years. The social security subsidy is paid first and then compensated. At the same time, flexible employees to pay social security, generally also need to pay medical insurance, according to the contribution rate of 8% to calculate, also need to be about 3,000 yuan per year, so, plus the cost of pension insurance, flexible employment in accordance with the minimum standard to pay social security, social security costs need to be about 10,000 yuan per year.