In 2022, the payment of endowment insurance for urban and rural residents is coming to an end, and some people can be exempted. What happened?

According to the statistical analysis of Ministry of Human Resources and Social Security, in 20021year, the number of people participating in the basic old-age insurance for urban and rural residents was 548 million, the total payment was 38 1 10,000, and the total salary received was167 million. The average individual contribution level is 535.5 yuan, and the average pension insurance level is 1.79 yuan.

In the golden autumn of September, it is getting closer and closer to the completion of the basic old-age insurance payment period for urban and rural residents in 2022, which means that there is no payment at the beginning of 2022. Please pay attention as soon as possible and pay in full before the end of the payment period to prevent the original payment subsidy and interest from being damaged. Because the original payment was subsidized, you can't enjoy the subsidy if you pay back.

How to pay the basic endowment insurance for urban and rural residents? The basic old-age insurance for urban and rural residents is paid annually, not monthly. There are three payment methods: normal payment this year, one-time payment to make up the difference, and one-time payment 15 years. However, no matter which payment method, financial institutions are authorized to make large deductions, and town and village cadres do not charge insurance premiums themselves to prevent payment risks.

First, normal payment this year. This kind of payment type is very common. In fact, it was the payment type of each household in the town and village cadres at that time, including several payments a year, and they could enjoy subsidies from government departments. For example, in early March, 500 yuan was paid in 2022, but in August, I felt that the payment was reduced, and I wanted to pay at the level of 6,000 yuan. At this time, I can go to the social security center for the second payment this year, and increase the payment by 5,500 yuan.

Second, one-time payment to offset the difference. This type of payment is good news for urban residents who have paid little in the past and are about to turn 60. They can go back and make up the difference according to this year's high-grade payment, increase the total amount of personal accounts and improve the level of personal account pension insurance, but they do not enjoy government subsidies. For example, 20 1 1-202 1 year, which is handed over to 500 yuan every year. At present, according to the level of 6,000 yuan, the previous payment of 1 1 year can be increased to make up the difference, and the payment of 60,500 yuan can be increased.

Iii. Make up the sum in 15 at one time. This type of payment is good news for urban residents who are over 60 years old and pay less than 15. They can make a one-time payment on 15, but they can't enjoy state subsidies.

Payment standard of basic endowment insurance for urban and rural residents The payment standard of basic endowment insurance for urban and rural residents shall be coordinated at the provincial level. In other words, a province has the same level of payment and the same minimum payment subsidy, but there are great differences between provinces and cities. The key is related to provincial and ministerial funds and per capita net income, especially the difference between the minimum payment, the maximum payment and the payment subsidy is very obvious. Let's take Shanghai and Guizhou Province as examples.

Shanghai: 500 yuan, 700 yuan, 900 yuan, 1 100 yuan, 1300 yuan, 1700 yuan, 2300 yuan, 3300 yuan, 4300 yuan, 5300 yuan, corresponding to the government subsidy standards.

Guizhou province: 100 yuan (only for poor groups), 300 yuan, 400 yuan, 600 yuan, 800 yuan, 1000 yuan, 1500 yuan, 2,500 yuan, 3,000 yuan * * 10 level, according to the original insured. For example, the insured goes out of 300 yuan to subsidize 30 yuan.

Who can be exempted from the basic old-age insurance for urban and rural residents? Under normal circumstances, urban and rural residents pay more for basic old-age insurance. All along, all parts of the country have actively publicized and guided urban residents to do what they can. For example, Chuzhou City, Anhui Province promulgated a subsidy policy to encourage individuals to pay fees. The goal is to reach 30,000 or more personal accounts at the age of 60, and increase the pension in 60 yuan, for example, paying more than 30,000, and the monthly pension insurance premium can reach about 420 yuan.

However, there are still a small number of poor groups who are embarrassed to pay fees and are "depressed" to keep the minimum fees for subsistence allowances, destitute, poor households and severely disabled people. For this matter, the state implements the current policy of exempting these four categories of people from paying social insurance premiums in full according to the established level.

Can you pay the insurance premium? Warmly welcome to leave a message in the comment area, thank you for your praise and sharing, and let more people know the professional knowledge of social security and endowment insurance.