Where is the endowment insurance for Pingcheng Town in Nanyang?

1. You need to bring your ID card and household registration book to the social security bureau or community station where your household registration is located to apply for insurance.

2, and can only apply for pension and medical insurance.

3, how much to pay is calculated according to the local social wage of the previous year, which is different every year. For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

4. In addition, a minimum grade and a maximum grade are specified. The lowest grade shall not be less than 60% of the average monthly salary of social workers, and the highest grade shall not be less than 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

Extended data

trait

Features 1: the objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the workers themselves;

Feature 2: The subject of social insurance is specific. Including workers (including their relatives) and employers;

Feature 3: Social insurance is compulsory;

Feature 4: the purpose of social insurance is to maintain the reproduction of labor force;

Feature 5: The insurance fund comes from the contributions and financial support of employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.

Collection method of social insurance premium

1, proportional insurance system

(1) This method is based on the wage income of the insured, and a certain proportion is stipulated to collect the insurance premium. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living.

(2) Therefore, it is necessary to refer to the income they usually rely on for a living, on the one hand, as a standard to measure the payment, on the other hand, as a basis for calculating the premium.

(3) The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums, or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, resulting in an increase in unemployment.

2. Equal insurance premium system

(1) That is, regardless of the income of the insured or his employer, the same amount of insurance premium will be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, countries that collect insurance premiums in this way generally adopt an equal share system when paying fees, which is of equal significance.

(2) But its defect is that the premiums paid by low-income people and high-income people are the same, which is obviously unfair in terms of affordability.

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