Why is the social endowment insurance "only guaranteed"

Social insurance is a social security system in which the state legislates and the society centrally sets up funds, so that workers can get compensation and help from the state and society in cases of old age, illness, work injury, unemployment and maternity.

The "three risks" mentioned before and the "four risks" and "five risks" mentioned now are a summary of social security. Three insurances are pension, medical care and unemployment, four insurances are pension, medical care, unemployment and work injury, and five insurances are maternity insurance.

To put it simply, social insurance is a kind of guarantee given to workers by the state, which guarantees them some living security when they can't work. When can they stop working? Old age, illness, unemployment, personal injury at work, maternity. These guarantees are the basic guarantee for a person's survival, and they are "wide coverage and low guarantee". In his speech on social security medical care at the 15th National Congress of the Communist Party of China, the former Prime Minister once said: "Basic medical care can only be of a low level, and' insurance' is not a' package', that is,' insurance' has basic protection, and the excess is mainly solved through commercial insurance."