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How can people without social security provide for the aged?
Endowment insurance for urban and rural residents mainly includes basic pension and personal account pension. The basic pension is paid in full to those who meet the conditions for receiving treatment, regardless of whether you pay at the level of 100 yuan or 5000 yuan. At present, the national minimum standard is 88 yuan per month, and all provinces and cities can raise the basic pension level, generally between 100- 170 yuan. Then let's see if we can choose to supplement this old-age insurance for urban and rural residents, because the old-age insurance for rural residents can pay 15 years at a time, so we can choose to supplement this old-age insurance for urban and rural residents according to our personal economic ability, so that we can get a pension for residents. Although residents' pension benefits are not very high, it may be two or three hundred yuan a month, but as a rural retired old man, it is actually better than no or zero economic income.
If there is no deposit or insufficient deposit, and the body is not good enough to go out to work to earn money, then you can only rely on your children to support the elderly. It is natural for children to support the elderly. Before, the old people in China said that children should be raised to prevent old age, and filial children would take the initiative to give their parents living expenses.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Fifteenth basic pension consists of overall pension and individual account pension.
The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc. Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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