What if I haven't bought enough social security at retirement age?

It's retirement age, and social security hasn't been paid enough. There are three ways to solve this problem. Employees can choose any one according to their actual situation and wishes.

1, continue to pay, pay 15 years, and receive the basic pension monthly.

When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than fifteen years, the payment may be extended to fifteen years. After the implementation of the Social Insurance Law, if the payment is extended for five years but still less than fifteen years, it can be paid in one lump sum for fifteen years.

2, into the basic old-age insurance for urban and rural residents, enjoy the old-age insurance benefits.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can also be transferred to the new rural social old-age insurance or urban residents' social old-age insurance and enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

3, a one-time withdrawal of personal account storage, termination of the basic old-age insurance for employees.

Individuals who participate in the basic old-age insurance for employees have paid less than fifteen years after reaching the statutory retirement age and have not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance. Individuals can apply in writing to terminate the basic old-age insurance relationship for employees.

The content of the above article is to explain to you "What should I do when the retirement age is 15?" A series of related knowledge, what workers need to know is that if the accumulated payment period is not reached 15 years, the payment time can be extended when the retirement period is reached until the accumulated payment time reaches 15 years.

Legal basis:

Social insurance law

Article 16, paragraph 2

Individuals who participate in the basic old-age insurance and pay less than 15 years when they reach the statutory retirement age can pay to 15 years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. According to this regulation, workers can choose to continue to pay or transfer social security.

"Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC)"

the second

When individuals who participate in the basic old-age insurance for employees reach the statutory retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years.