How to insure flexible employees in Qingdao?

Materials provided: the original of my resident identity card. Signing procedures: online and on-site procedures are available.

(1) online processing. Flexible employees who withhold and pay endowment insurance premiums through banks can apply for endowment insurance business through the mobile app of Bank of Communications or the official WeChat account of Qingdao Rural Commercial Bank, sign a contract for withholding and paying in bank accounts, and select insurance types and payment grades.

(2) On-site handling: I go to the designated outlets of Bank of Communications Qingdao Branch, Qingdao Rural Commercial Bank, Qingdao Branch of Industrial and Commercial Bank of China and Qingdao Bank with my resident ID card to handle the entrusted withholding and remittance procedures of endowment insurance.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees may voluntarily choose to participate in the basic old-age insurance for urban workers according to their own conditions. The insured can choose an appropriate payment base within the upper and lower limits of the individual payment base specified by this province, and the payment ratio is 20%. You can choose to pay monthly, quarterly, semiannually and annually. And the payment is entirely borne by the individual. As a flexible employee, although the payment ratio is lower than that of enterprise employees, they enjoy the same treatment as enterprise employees. Flexible employees who reach the retirement age stipulated by the state and reach the minimum payment period of basic old-age insurance can receive the basic pension on a monthly basis.

Moreover, people with employment difficulties and college graduates who have not been employed within two years after leaving school can also apply for social security subsidies if they realize flexible employment. According to the specific standards, the social insurance premium paid after flexible employment will be subsidized, which should not exceed 2/3 of the actual payment in principle. The maximum period of social security subsidies for people with employment difficulties is not more than 3 years, and it can be extended to retirement if it is less than 5 years away from the legal retirement age; The maximum period of social security subsidies for college graduates shall not exceed 2 years.

Social security payment base for flexible employees:

1. Basic old-age insurance payment base:

Payment base: based on the average monthly salary of employees in the whole province in the previous year.

The payment base for flexible employees to pay endowment insurance premiums shall be determined by themselves according to their monthly taxable wages and salary income. If the monthly taxable salary and salary income are higher than the average monthly salary of employees in the province in 2008, the payment base shall be100% of the average monthly salary of employees in the province in 2008; If the monthly taxable salary income is lower than 60% of the average monthly salary of employees in the province in 2007, the payment base can be 60% of the average monthly salary of employees in the province in 2007.

Payment ratio: 20% (8% of which is transferred to personal account)

2 hospitalization insurance payment base:

Payment ratio: 4%

3 major diseases Medicaid payment base:

Payment ratio: 0.26%

4 supplementary medical insurance payment base:

Payment ratio: 0.5%

Legal basis:

People's Republic of China (PRC) social insurance law

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.