Xinjiang: How do you use your medical insurance for your family? Read a passage!

Legal analysis: 1. Open Alipay, click Citizen Center, and click Medical Insurance.

2, in the medical insurance online service, click on the medical insurance family mutual aid.

3, click on the basic medical insurance account family mutual assistance for the record.

4. Select Family Mutual Aid and click OK.

5. Click on the medical insurance binding personnel relationship, name and ID number, and click Next to submit. After the application is successful, families can use their own medical insurance cards.

Medical insurance card users:

1, employee medical insurance participants: the balance of personal account will decrease, but the increase of overall account can be used for outpatient chronic diseases, frequent occurrences and reimbursement, with a payment ratio of 50%, which is the greatest benefit for retired elderly people and patients with chronic diseases!

2. Residents' medical insurance participants: they can enjoy the personal account balance of employees' medical insurance participants, which can be used for expenses incurred by individuals in designated hospitals, pharmacies, medical devices and medical consumables;

3. There is no need to borrow a medical insurance card: account sharing is not equal to the neck of the medical insurance card, but the transfer of account funds. It is unreasonable to borrow a medical insurance card, and the insured should properly protect their medical insurance cards.

The opinions issued this time mainly include three measures in establishing outpatient mutual assistance guarantee mechanism.

First, establish general outpatient co-ordination, and gradually include frequently-occurring diseases and common diseases in outpatient medical insurance co-ordination fund for reimbursement. These expenses are basically solved by personal accounts.

The second is to strengthen outpatient support for chronic diseases and special diseases, and gradually include outpatient expenses for diseases with high cost and long treatment cycle into the scope of outpatient support. Some special diseases, chronic diseases and serious diseases are treated in outpatient department, but they are managed according to the policy of hospitalization.

Third, in addition to seeing a doctor at a designated medical institution, the insured person can also settle accounts and purchase medicines at a designated retail pharmacy with prescriptions issued outside the hospital. Those who meet the requirements are included in the scope of payment of the overall fund, and the corresponding designated retail pharmacies are also included in such a fixed-point protection scope.

Legal basis: Article 88 of the Social Insurance Law of People's Republic of China (PRC) defrauds social insurance benefits by fraud, forgery of certification materials or other means, and the social insurance administrative department shall order it to return the defrauded social insurance benefits and impose a fine of not less than two times but not more than five times the amount defrauded. If it constitutes a crime, criminal responsibility will also be investigated according to law.