What is the level of social security that the unit pays 14% and the individual pays 8%?

Old-age insurance, medical insurance and unemployment insurance are paid by individuals and enterprises respectively, with general enterprises accounting for the majority (the proportion of contributions varies across the country). For example, Beijing's 20 16 social security contribution ratio is:

1. Old-age insurance premium: the unit pays 19% and the individual pays 8%.

2. Unemployment insurance premium: the unit pays 0.8% and the individual pays 0.2%.

3. Medical insurance premium: the unit pays 10%, and the individual pays 2%.

Industrial injury insurance and maternity insurance do not need to be paid by individuals, but are all paid by enterprises. However, as an individual, paying social insurance premiums requires personal commitment.

Payment insurance:

There are only two kinds of social insurance paid by individuals: endowment insurance and medical insurance. According to the regulations, flexible employees voluntarily participate in basic medical insurance and basic old-age insurance in their own names, and are not included in the scope of those who participate in unemployment, work injury and maternity insurance. And it is mandatory for the unit to pay social security for employees.

According to the provisions of Article 72 of the Labor Law of People's Republic of China (PRC), the social insurance fund shall determine the source of funds according to the types of insurance, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Extended data:

Social security level difference:

The monthly payment standard of social insurance for the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). Refers to the social average wage payment base of the previous year. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security.

The longer the payment time, the more pension you will receive when you retire. But it should also be combined with its own economic conditions. If you have enough money, it is still recommended to pay a higher gear. Under the condition of the same payment period, the level of basic pension depends on the average individual payment index, that is, the historical average of the ratio of its actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.

Pensions are fixed indefinitely. As long as the recipient is alive, he can enjoy a monthly pension. Even if the personal account pension has been used up, he will continue to pay according to the original standard.

Specific social security contributions are as follows:

Endowment insurance, units and individuals pay 22% and 8% respectively;

Medical insurance, units and individuals pay 12% and 2% respectively;

Unemployment insurance, units and individuals pay 2% and 0% respectively;

Maternity insurance units pay 0.50%, and individuals do not pay;

Work-related injury insurance units pay 0.50%, and individuals do not pay.

Baidu encyclopedia-social insurance