Can I get a refund after paying 15 years of social security?

Under special circumstances, social security can be refunded. According to the law, personal accounts are not allowed to be withdrawn in advance, and the bookkeeping interest rate is not lower than the bank time deposit rate, and interest tax is exempted. If an individual dies, the balance of the individual account can be inherited. Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Before reaching the age of receiving old-age insurance benefits, the basic old-age insurance relationship shall not be terminated, and the procedures for surrender shall be handled. The paid basic old-age insurance premium can not be withdrawn in advance, but it can be paid in one lump sum if one of the following conditions is met: after the individual who participates in the basic old-age insurance for employees reaches the statutory retirement age, the accumulated payment is less than 15 years (including the extension of payment according to Article 2), and he has not been transferred to the new rural social endowment insurance or urban residents' social endowment insurance, the individual can apply in writing to terminate the basic old-age insurance relationship for employees. After receiving the application, the social insurance agency shall inform it in writing of its right to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and the consequences of terminating the basic endowment insurance relationship for employees. After my written confirmation, I will terminate the employee's basic old-age insurance relationship and pay me the amount stored in my personal account in one lump sum.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.

Derivative problem:

What if the social security card is frozen?

The social security card is frozen and restored as follows: 1. The insured person needs to bring his social security card and the original identity certificate to the corresponding bank outlet to activate the social security card, and the medical insurance account will return to normal after activation; 2. Use the social security card to directly enable the social security function in the designated medical insurance hospital. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function by simply registering for outpatient service or hospitalization.