What is the relationship between endowment insurance and social security card?

There is a whole and local relationship between them. Social security and endowment insurance are both social security systems, and social security includes endowment insurance.

Social security includes endowment insurance.

Social security mainly refers to old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and their payment ratios are as follows:

Endowment insurance: unit 2 1%, individual 8%.

Medical insurance: unit 9%, individual 2%+3 yuan;

Unemployment insurance: unit 2%, individual1%;

Work-related injury insurance: the unit pays 0.5% per month, and the individual does not need to pay;

Maternity insurance: the unit pays 1% every month, and the individual does not need to pay.

After the pension insurance payment reaches 15, employees can receive pension insurance on a monthly basis after retirement. In addition to providing old-age security, social security also includes medical security, maternity security, unemployment security and industrial injury security.

Article 72 of the Labor Law stipulates: "The social insurance fund shall determine the source of funds according to the types of insurance, and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law. "

Expand data from the characteristics of their relationship:

Characteristics of endowment insurance

1. Payment ratio: enterprises pay 20% of their total payment base, and employees pay 8% of their wages.

2. Receiving conditions: Employees who have paid pension insurance for 0/5 years and reached retirement age can receive pension insurance after retirement.

Characteristics of social security card

1. Insurability: guarantee function.

2. Mandatory: All enterprises and individuals within the scope of the law must participate, which is a bit like the nine-year compulsory education of the country.

3. Welfare: Social insurance is a social security enforced by the state, which is not for profit, has the nature of social welfare and is a public welfare undertaking.

4. Mutual assistance: From the perspective of scope risk, everyone will encounter different risks, especially unemployment and disability, so everyone's needs are different. Social insurance is to help those who encounter risks and have special needs.

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