Job Recruitment Website - Social security inquiry - How to pay employees' own medical insurance?
How to pay employees' own medical insurance?
1. Bring my ID card, unemployment certificate and 1 inch photo to the local social security center to handle the old-age insurance formalities;
2. After completing the endowment insurance procedures, bring relevant materials to the medical insurance center for medical insurance;
3 medical insurance premiums paid by individuals shall be paid by individuals in accordance with state regulations;
4. Flexible employees can also participate in the basic medical insurance for employees, and the payment method is the same as above.
Payment channels of medical insurance:
1. Withholding by bank: employees can sign a withholding agreement with the bank, and the bank will automatically deduct the medical insurance expenses from the employee's account on a fixed date every month;
2. Payment through the unit: the employee's unit will pay the medical insurance premium for the employee centrally, usually in synchronization with the salary payment;
3. Through the social security bureau window: employees can pay cash or credit cards directly at the window designated by the local social security bureau;
4. Through self-service payment machines: Some urban social security bureaus will set up self-service payment machines, and employees can pay through these devices;
5. Through the Internet platform: employees can log in to the official website of the Social Security Bureau or use the official mobile phone application to pay online.
To sum up, employees' personal medical insurance payment needs to go to the social security center to apply for endowment insurance, and then pay the basic medical insurance premium in the medical insurance center with relevant documents. At the same time, flexible employees can also participate in the insurance according to this process to ensure that their personal rights and interests are guaranteed by the state.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 28
Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Article 29
The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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