Personal social security arrears and late fees

According to the relevant regulations, if the insurance premium is not paid for a long time, there will be a late payment fee after more than 6 months. The calculation method of overdue fine for endowment insurance premium is: total amount payable × days in arrears ×2%. The upper limit of the late payment fee is 40% of the principal, and the maximum amount cannot exceed 8,000 yuan. More than 8000 yuan will be charged.

Article 13 of the Provisional Regulations on the Collection and Payment of Social Insurance Fees (the State Council Order No.259) stipulates: "If the payer fails to pay and withhold social insurance fees in accordance with the regulations, the administrative department of labor insurance or the tax authorities shall order it to pay within a time limit; Fails to pay, in addition to repay the amount owed, from the date of default, an additional 2/1000 of the daily fines. Late payment fees are incorporated into social insurance funds. "

Article 15 of the Regulations on the Collection and Payment of Social Insurance Fees stipulates: "No unit or individual has the right to reduce or exempt social insurance premiums. If the payer is really unable to pay social insurance premiums temporarily due to special difficulties, he shall provide asset guarantee or other effective payment guarantee. The local tax authorities at or above the county level shall solicit the opinions of the administrative department of labor security and the financial department at the same level and give them approval, and may postpone the payment of social insurance premiums other than the basic medical insurance premium for a period of no more than six months. After the expiration of the holdover period, the payer shall pay the holdover social insurance premium and interest on bank demand deposit in full. There will be no late payment fee during the holdover period. "

Article 16 stipulates: "If the payer fails to pay the social insurance premium in full and on time, or fails to pay the social insurance premium in full after the deferment period expires, the local tax authorities shall order him to pay within a time limit; If it fails to pay within the time limit, with the approval of the local tax authorities at or above the county level, it may notify the bank or other financial institutions in writing to freeze the amount of social insurance premiums and late fees payable in their deposits, or detain or seal up their commodities, goods or other property equivalent to the amount payable. "

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.