What should I do if my account balance runs out in the year of medical insurance?

Legal analysis: once the money on the medical insurance card is used up, you can continue to reimburse medical expenses. As long as the medical insurance is still in effect, you can enjoy the national medical insurance benefits, and after crossing the deductible line at your own expense, you can reimburse more than 80% of the medical expenses that meet the scope of social security insurance (both outpatient and inpatient, depending on which level of hospital the urban area is higher than the township).

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.