How is the new social security regulation 20 15 calculated or what is the standard?

The national payment policy has not changed, and there is no new regulation in 20 15. Employees pay endowment insurance according to their wages. For example, in the last year, the average monthly salary of employees was 3,000 yuan, and the pension insurance rate was 8%, that is to say, it had to be paid to 240 yuan/month. When the employee's salary is lower than 60% of the social average wage, the payment base is 60% of the social average wage. For example, if the employee's salary is 1.500 yuan, and the average social salary is 1.800 yuan, it will be paid at 8% of 1.800 yuan instead of 1.500 yuan. When the employee's salary is 300% higher than the social average wage, the payment base is 300% of the social average wage. For example, the employee's salary is 10000 yuan, and 300% of the average social salary of 3,000 yuan is 9,000 yuan, which is 8% of 9,000 yuan, not 8% of the employee's salary 10000 yuan. Because the average social wage is different every year, the wages of employees are different and will change, and will be adjusted once a year.

For flexible employees, because they can't inquire about salary income, they can't use salary as the payment base. They can only use the average social wage as the payment base. Different grades are set from 60% to 300% of the average social wage, which is chosen by the insured. Once the grade is selected, it shall not be changed within one year. For example, the average social wage is 3,000 yuan, the lowest grade payment base is 1.800 yuan, and the highest grade payment base is 9,000 yuan, which is calculated according to the individual contribution rate of 20%.