The factory to pay three insurance and one gold refers to what

Three insurance is pension insurance, unemployment insurance, medical insurance . One gold is the housing fund.

According to the "Social Insurance Law" and "Housing Provident Fund Management Regulations", "three insurance and one gold" has become a thing of the past, and now according to laws and regulations, enterprises must give employees to participate in the "five insurance and one gold", that is, industrial injury insurance and maternity insurance are also It is also mandatory. If a worker in any area finds that an enterprise has violated the law, he or she can report it to the local labor security supervision department at or above the county level.

Extended information:

Three insurance and one gold for:

1, social security, Provident fund account opening

Enterprises need to go to the social security bureau and the provident fund center for social security and provident fund account opening within thirty days from the date of establishment. After the social security account will get the "social security registration certificate", provident fund account will get the unit provident fund registration number.

2, add or subtract employees

Units must add new employees to the business into the unit's five insurance accounts every month, and remove employees who have left the company from the account. The social security and provident fund accounts are two separate accounts, and the operation of adding or removing employees must be done in both accounts.

3. Confirm the contribution base

The organization needs to declare the correct contribution base for the employees every month to ensure the normal payment of the five insurance and one fund. The contribution base is based on the employee's average salary of the previous year or the salary of the first month of employment.

4, three insurance and one gold payment

If the enterprise, the bank, social security / provident fund management organization signed a tripartite bank contribution agreement, the five three insurance and one gold fee will be deducted directly from the enterprise's bank account at a fixed time each month. Of course, enterprises can also choose to pay the fees on site at the three insurance and one pension management agencies through cash or checks.

Baidu Encyclopedia - three insurance and one gold