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Can Changsha pay social security to buy a house?
1. Can Changsha pay social security to buy a house? In order to implement the "923" new policy of Changsha property market regulation, today, Changsha Real Estate Registration Center issued a notice stipulating that non-registered families in Changsha must pay taxes or social security for 24 months continuously. In addition, if the real estate business is successfully booked before September 23, it will be implemented according to the "520" purchase restriction policy, and then strictly according to the "923" policy. The notice pointed out that the payment time of individual income tax or social insurance certificate of non-registered families in Changsha began from 20 1 September 51day, and they were eligible to buy houses after continuous payment for 24 months; One-time payment of personal income tax or social insurance certificate will not be recognized; If there is still 1 to 2 months of personal income tax or social insurance arrears due to job changes, you can make up for it. At the same time, the notice stipulates that second-hand houses purchased in Changsha can only be listed and traded after obtaining the certificate of real estate ownership (including the certificate of real estate ownership, the certificate of house ownership and the certificate of advance notice registration) for three years; Belonging to the legacy of the real estate registration bureau, the time of deed tax payment may prevail. Second, social security payment needs to understand the following common sense: if social security is interrupted, it can be paid by itself. If you pay five insurances and one gold, there will be no unemployment, maternity and work injury during your suspension, because all three are borne by the unit. What individuals need to pay back is medical insurance and endowment insurance. Because the payment base of medical insurance and endowment insurance is adjusted, it is necessary to pay back as soon as possible, and endowment insurance can be paid according to economic conditions. Regarding the payment of social security, if the social security is paid in the household registration, you can choose to pay it back or not; If it is not the social security paid by household registration, it cannot be paid back. Personal social security payment refers to a part of the total amount paid by individuals and units themselves; If the company continues to pay social security, the individual only needs to pay the part paid by the individual. What's the difference between paying more social security and paying less when you retire and get a pension? Is it more to pay more? The longer the social security payment period, the more fees will be paid, and the greater the amount of pension when retiring. Social security is the most basic life guarantee. It is best to buy commercial insurance as a supplement if you have the ability, so that life will not be a problem after retirement. 3. Is it necessary to pay social security? If you don't pay social security, will it affect your future pension? For the social security paid off in the middle, if it is not paid, the social security payment period will be less, which will directly affect the pension received in the future. You can choose to renew it by the company. Only when the minimum payment period stipulated by social security has accumulated to 15 years can you receive a pension at retirement age. (Note: the retirement age is 60 years old for men and 50 years old for women) The base and proportion of social security payment are as follows: the payment standard of each time period for employees who are paid by the employer in a lump sum is determined according to the payment base and proportion of corresponding time periods in various places in that year (if there is no payment base and proportion in that year, it shall be implemented according to the current quota standard). For foreigners who have no local household registration, if they want to buy a house, they must pay social insurance for 24 months in a row before they are eligible to buy a house. In fact, paying social insurance is not only related to buying a house, but also related to children's further education, car license and other issues, so it is very important to continue to pay social insurance. If there are no special circumstances, don't expect to pay it back.
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