Can I use medical insurance without activating the financial function of social security card?

Social security card can't use medical insurance without financial function.

If the social security card is not activated within 6 months after receiving the card, its use will be restricted. The social security card holder shall activate the social security card within 6 months after receiving the card, during which the medical insurance card can still be used normally. After activating the social security card, the original medical insurance card will automatically become invalid. If it is not activated within the time limit, the original medical insurance card will be restricted. For those who are overdue, the insured should activate the social security card at the corresponding bank with valid ID and social security card as soon as possible. After activating the social security card, the balance of the medical insurance account will be automatically transferred to the social security card, and the medical insurance account will return to normal state. The list of units whose cards have been stopped can be found in the social security card column of the human resources and social security network. After the medical insurance account is activated, it will return to normal state, and the new social security card can be used without loss or other influence. The activation time of the new social security card is within 6 months from the date when the insured or the insured unit handles the card from the social security card processing window.

Mobile phone activation social security card process:

1. First, open the related software platform installed in the mobile phone, and click the magnifying glass icon in the upper right corner of the interface;

2. Then in the search interface, enter the "Electronic Social Security Card" option and click the search button in the lower right corner of the keyboard;

3. In the new interface, you can see the option of "obtaining electronic social security card", and click.

4. Finally, enter personal information in this interface, and you can successfully activate the social security card.

To sum up, the financial function of the social security card can only be used after the bank account of the social security card is activated.

Legal basis:

Article 64 of People's Republic of China (PRC) Social Insurance Law

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning.