Which are the five general social security insurance?

The five insurance in social insurance actually refers to five kinds of insurance, such as pension insurance, unemployment insurance, work injury insurance, maternity insurance, medical insurance, and medical insurance, and the medical insurance is very different from the medical insurance in commercial insurance. At present, all regions have mandatory different social security are included what the same insurance, but at least three insurance. And also will be mandatory according to the relevant provisions of the regional labor bureau.

One, the social security of the five insurance is which five insurance

China's current social insurance mainly includes pension insurance, unemployment insurance, medical insurance, industrial injury insurance, maternity insurance five. Five insurance:Pension insurance, unemployment insurance, work injury insurance, maternity insurance, medical insurance. At present, all regions have mandatory different social security include what the same insurance, but at least three insurance. And it will also be mandatory according to the relevant regulations of the regional labor bureau. Some good companies will give employees some additional insurance, those are commercial insurance in the group insurance category, this kind of insurance in the employee left the company immediately after the termination. This point should be noted to clarify what kind of insurance they have in the company is the first step in the family configuration of insurance. Social security can not replace commercial insurance, commercial insurance is a good supplement to social security.

Two, five insurance and gold is how to pay

The proportion of payment is different from place to place.

Pension insurance contribution ratio: 20% of the unit (all allocated to the integrated fund), 8% of the individual (all allocated to the personal account).

Medical insurance contribution ratio: unit 8%, personal 2% 3 yuan

Unemployment insurance contribution ratio: unit 2%, personal 1%;

Industrial accident insurance contribution ratio: unit each month for you to pay 1%, you do not have to pay a penny;

Maternity insurance contribution ratio: unit each month for you to pay 0.8%, you do not have to pay a penny;

Provident fund contribution Proportion:According to the actual situation of the enterprise, you can choose the proportion of contribution to the housing provident fund. But in principle, the maximum contribution shall not exceed 10% of the average salary of the employee.

The five insurance belongs to the basic social insurance in China, usually after the laborers in the job, the employer should be in accordance with the provisions of the state to buy five insurance and one gold, of which the workers' compensation insurance is completely borne by the employer, the laborers can not pay the cost of the workers' compensation insurance. And if the workers want to personally buy five insurance, in fact, actually only allowed to buy one of the pension insurance and medical insurance.