20 19 Shenzhen Housing Conditions Non-deep Household Social Security Policy

Non-Shenzhen hukou: 30% down payment for the first suite (social security has been purchased for one year, and the supply has not been stopped for nearly one year), and 70% down payment for the second suite (Shenzhen real estate has been sold and there is a loan record).

Non-deep households: no social security, social security is less than one year or nearly one year in arrears, and they are not qualified to buy houses.

(Social security for one year: generally refers to 13 months or more)

2) Non-deep households need to meet the following conditions (related materials) when they borrow money to buy a house in Shenzhen:

1, with legal and valid identification (resident ID card, household registration book or other valid identification and proof of marital status;

2. Have a good credit record and willingness to repay;

3, with a stable source of income and the ability to repay the loan principal and interest in full and on time;

4. Commercial housing sales (pre-sale) contract or letter of intent signed with the purchaser;

5. Have the ability to pay the down payment of the purchased house;

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.