What is the management of the insurance guarantee fund

Social security fund is a people's livelihood project, it is for the country's social stability plays a very big role, it is related to each household insured people's pension, medical and so on. Therefore, its management and operation can be said to be the whole country. Whenever you hear the news of social security, we will always listen carefully, so the management of the social security fund is very significant for everyone.

1. In order to be able to more standardize the raising, management and use of the insurance protection fund, to protect the legitimate rights and interests of policy holders, and to promote the healthy development of the insurance industry, as well as to maintain good financial stability, administrative regulations, the formulation of this approach.

2. The insurance company referred to in this measure refers to the insurance supervision and management organization approved the establishment of the insurance company, and in the territory of the law registered and registered Chinese insurance companies, Chinese-foreign joint venture insurance companies, wholly foreign-owned insurance companies.

3. The Insurance Guarantee Fund referred to in this Law refers to the non-governmental industry risk relief fund which is formed in accordance with the Insurance Law of the People's Republic of China and the provisions of this Law, and which is used to bail out the policyholders and dispose of the risks of the insurance industry in the cases stipulated in Article 16 of this Law.

4. The policyholders referred to in these measures, that is, in the case of the insurance company was canceled or the implementation of the bankruptcy law, the insurance contract parties who have a claim to the policy benefits, including the policyholder, the insured or beneficiary.

5. Insurance guarantee fund is also divided into property insurance guarantee fund and life insurance guarantee fund, property insurance guarantee fund is formed by the property insurance company to pay, life insurance guarantee fund is formed by the life insurance company to pay.

I. Nature of social security fund

Social security fund is based on the relevant national laws, regulations and policies for the implementation of the social security system and the establishment of the funds earmarked for this purpose. Social security fund is generally established according to different programs, such as social insurance fund, social relief fund, social welfare fund. Among them, the social insurance fund is the most important component of the social security fund. At present, China's social insurance fund is divided into pension insurance fund, unemployment insurance fund, medical insurance fund, industrial injury insurance fund and maternity insurance fund, etc.; Among them, the pension insurance fund is the largest, and occupies an important position in the whole social insurance system.

The types of social security funds

According to the principle of setting up an independent fund for a social insurance insurance category, the types of social security funds are the basic employees' pension insurance fund, the basic employees' medical insurance fund, the workers' compensation insurance fund, the unemployment insurance fund and the maternity insurance fund.

Third, the social security fund management

According to the provisions of the Social Insurance Law, the state implements strict supervision of the social insurance fund. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. The people's governments at or above the county level take measures to encourage and support the participation of all sectors of society in the supervision of social insurance funds.

1. Supervision by the National People's Congress

Article 76 of this Law stipulates that the Standing Committee of the National People's Congress at all levels shall, in exercising its supervisory powers in accordance with the law, hear and consider special working reports from the people's governments at their respective levels on the income and expenditure, management, investment and operation of the social insurance fund as well as the supervision and inspection of the social insurance fund, and organize law-enforcement inspections of the implementation of this Law.

2. Administrative Supervision

(1) The financial departments and auditing authorities shall, in accordance with their respective duties, supervise the income and expenditure, management and investment operation of the social security fund.

(2) The administrative department of social insurance shall supervise and inspect the income and expenditure, management and investment operation of the social security fund, and where problems are found, it shall make recommendations for rectification, make a decision to deal with them in accordance with the law, or make recommendations for dealing with them to the administrative department concerned.

(3) Supervision of the social security fund by other administrative organs.

3. Social Supervision

(1) Supervision by the Social Insurance Supervisory Committee. The Social Security Supervisory Committee is composed of representatives of employers and insured persons, as well as representatives of labor unions and experts.

(2) Any organization or individual has the right to report or complain about illegal acts concerning the social security fund.

Summary, social security as an important national security system, it has a very important role in old age, medical care and so on, not only for the stability of the country's wealth to provide a reliable guarantee, but also for the people of the people's stable life to provide an important backing. The supervision of the social security fund by all sectors of society is very much needed because it concerns everyone.

Summary:

1, the insurance guarantee fund is also divided into property insurance guarantee fund and life insurance guarantee fund.

2, property insurance guarantee fund is formed by the property insurance company to pay.

3,? The life insurance guarantee fund is formed by the life insurance company to pay.