How many levels of social security are there?

Hello: Social security is not graded, only the payment base is different. But social security can be divided into four grades, the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). Note: The base mainly refers to the monthly payment standard of social insurance for the insured.

Endowment insurance, the company pays 16% and the individual pays 8%. Medical insurance, the company pays 10%, the individual pays 2% maternity insurance, the company pays 0.8%, and the individual does not have to pay. Unemployment insurance, the proportion of companies is 0.8%, and the proportion of individuals is 0.2%. Industrial injury insurance, the company's ratio is 0.2%- 1.9%, and individuals do not have to pay it. Social insurance is the most important part of the social security system. Therefore, when discussing the history of social insurance, social insurance cannot be separated from social security. Social insurance refers to the system that the state establishes a social insurance fund through legislation to give necessary material help to workers who participate in labor relations when they lose their ability to work or are unemployed. Social insurance is not for profit. Social insurance is compulsory insurance; The purpose of social insurance is to maintain the reproduction of labor force; Insurance funds come from contributions and financial support from employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy. The function of stabilizing social life. The function of redistribution and the function of promoting social and economic development: first, the social insurance system plays an important role as an important tool of demand management, thus playing an active role in the economy; Second, the effective use of social insurance funds can promote the sustained prosperity of the economy; Third, social security has become the basic condition for enterprises to recruit talents. Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate.

Social insurance is mainly through raising social insurance funds, coordinating and adjusting social insurance funds within a certain range, and giving necessary help to workers when they encounter labor risks. Social insurance provides basic living security for workers. Workers can enjoy social insurance benefits as long as they meet the conditions for enjoying social insurance, that is, they have established labor relations with employers or paid various social insurance premiums according to regulations. Social insurance is the core content of social security system.

According to the law, Article 12 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.