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Social security has been paid for 40 years How much pension can I get every month after retirement?

If you work for more than 40 years and the social security payment time is the same, you can get at least 3500 yuan. The specific payment amount depends on the payment base and proportion, as well as the local wage payment standard. The pension in our country can be collected as long as you pay continuously 15 years before retirement. However, because of the individual's salary standard and payment period, coupled with the supplement of individual pension, the gap in receiving pension is very large.

If you have 40 years of service, it basically means that your social security is among the top in China. Even if you pay according to the minimum standard, you can get at least 3500 yuan every month. Of course, this is only a relatively broad estimate. If it is in some relatively developed cities, such as Shanghai and Beijing, the pension amount will be a little more, maybe 7000~8000.

This is mainly because it is extremely important for the pension calculation company that his selection rate will take into account the average social salary of the pension payment place for one year. And consider the proportion of your contribution during your work. China's proportion is concentrated between 60% and 300%, from which we can see that the difference of individual basic pension is very large. In addition, we have a personal pension as a supplement. The supplement of individual pension has a great relationship with the amount paid.

But there is a general principle that will not change, that is, the greater the total payment, the longer the payment time, and the higher the final pension. Moreover, after detailed calculation by China, I also found one thing. That is to say, if the total amount of contributions remains unchanged, most of the income will be allocated to the basic pension, and more pensions can be received. In fact, it can be seen from here that at present, we still tend to subsidize basic pensions more. Because most people rely on this pension to get living allowance.