What is the difference between social security and the new rural cooperative medical system?

The difference between social security and new rural cooperative medical care should be analyzed from the following aspects:

1, payment standard

Social security is much higher than the new rural cooperative medical system, and the payment amount of the new rural cooperative medical system is around 200 yuan. The minimum social security payment is one year 1000 yuan, and the higher the salary, the higher the payment. Of course, it is not a big problem to have a fixed income, a fixed amount and time of payment, but for farmers, especially those with short working hours, marriage is obviously more suitable for them, but for long-term farmers, social security is a better choice.

2. Reimbursement ratio.

Medical insurance in social security is mainly used for reimbursement of medical treatment, including reimbursement of hospitalization medical expenses, reimbursement of maternity allowance and reimbursement of general outpatient medical expenses; However, due to different regions, the reimbursement ratio is also different. The scope of outpatient reimbursement is larger than social security. In addition to hospitalization compensation, there is also critical illness insurance.

However, it can be seen from the proportion and scope of reimbursement in various hospitals that if you are in a township hospital, the newly merged reimbursement ratio is relatively high; If you are treated in a hospital above the municipal level, the proportion of social security reimbursement is relatively high, but both of them decrease with the improvement of hospital level!

For example, the reimbursement ratio of social security and medical insurance is generally 70%-85%, and the new contract is 50%-70%.

3. On the scope of insurance.

Social security mainly includes formal work or in towns, and everyone can participate in social security; The new merger can only handle rural hukou.

In terms of years of participation, men have paid social security and medical insurance for 25 years, and women have paid for 20 years. After retirement, they can enjoy exemption, and they can still enjoy medical reimbursement after reaching retirement age; The new merger is once a year, and it is only guaranteed for one year.

Then, can the new rural cooperative medical system and social security be used at the same time

In fact, in the specific operation, social security and new merger can be bought at the same time, as long as you are a rural hukou, but you can't enjoy social security at the same time.

Enjoy social security and medical insurance benefits, you can't choose new benefits, enjoy new benefits, and you can't enjoy social security and medical insurance benefits. Social security and new benefits are in conflict. Because social security is compulsory, friends who have paid social security should not pay new ones, because paying them is also a waste of money.