Excuse me, Chengdu, can social security be refunded? Is it necessary to return it?

1. You cannot retire. People with urban hukou cannot retire until they reach retirement age, unless they die or go abroad.

If you really don't pay it, stop for a while and continue when you want to pay it later. Endowment insurance is calculated cumulatively, which has little influence. As long as you pay 15 years before retirement, you can get a pension.