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What should I do if I pay enough social security 15 and can't reach retirement age?
Endowment insurance is directly proportional to the payment period and payment base, that is to say, under the same conditions, the longer the insurance period and the higher the payment base, the higher the retirement benefits. Old-age insurance has been paid for 15 years, and if it has not reached retirement age, the unit has the obligation to continue to apply for social insurance for employees; However, if you choose flexible employees, you can choose to continue to participate in insurance or stop insurance after paying 15 years.
1, social security contributions1can't be paid after 5 years. If there is a unit, even after 15 years, but the employees have not retired, the enterprise will continue to pay fees until retirement. Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire.
2. Those whose accumulated payment period exceeds 10 or 15 and reach the statutory retirement age can enjoy pension benefits. However, the longer the payment period, the more the payment amount, and the more the future pension, and vice versa.
Legal basis:
Article 16 of the Social Insurance Law
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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