50-year-old social security is not enough to buy 15?

Those who have not paid social security 15 years and have not reached retirement age can continue to pay social security. If you reach the statutory retirement age and have paid social security for fifteen years, you can extend the payment to fifteen years. If the deferred payment is still less than fifteen years after five years, it can be paid in one lump sum for fifteen years. The minimum payment period of endowment insurance in social security is 15 years. When reaching the retirement age, there are usually three solutions: reaching the legal retirement age, but the social security contribution is insufficient 15 years. In this case, we can postpone retirement for up to five years. For example, men start to pay social security at the age of 50, and when they reach the legal retirement age of 60, they will postpone their retirement for another five years, that is, they will continue to pay social security for another five years. Old-age insurance is not allowed to increase the payment period of old-age insurance in the form of supplementary payment, so when the social security payment at the age of 60 is insufficient 15, we can continue to pay social security every year until the social security payment reaches 15, and we can go through retirement procedures; After being transferred to the social security system for urban and rural residents, the insured only needs to make up the remaining unpaid old-age insurance premiums in one lump sum, and then they can go through retirement procedures.

Article 16 of the Social Insurance Law of People's Republic of China (PRC) * * * Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

What if the social security payment is interrupted?

After the social security payment is interrupted, it can be paid in the following ways:

When the social security is cut off in 1 and 1-3 months, it has little impact on finding a work unit in time and continuing to pay the old-age medical care, but under other qualifications, the years are cleared and the savings start from zero. If this situation needs to be returned, you can discuss with the employer whether it is possible;

2. Social security broke off 1-3 years. If you are cut off from social security for your own reasons, you can't pay it back. At this time, you can ask the social security payment company for help. If the social security is broken because of the company, you can apply for social security payment;

3. Those who have broken off social security for three years are generally retirees. For example, the pension insurance after retirement is not paid in full. At this time, the treatment method is to pay in one lump sum or postpone retirement. If this money is paid, there will be a late payment fee, which is generally levied at five ten thousandths. There will be policies everywhere, focusing on the city.