How long can Suzhou medical insurance pay for lifelong enjoyment?

The minimum payment period is 25 years for men and 20 years for women. After the payment period expires, you can enjoy medical insurance services when you retire.

First, how many years after the medical insurance payment?

Before the employee officially retires, even if the social security has been paid for 15 years, it cannot be stopped privately. If you want to enjoy medical insurance for life, it is not enough to pay 15 years. As for the specific number of years, there is no uniform regulation between regions. Long 30 years, short 15 years.

Medical insurance requirements: the insured shall be 60 years old for men and 55 years old for women, with the payment period of not less than 25 years for men and not less than 20 years for women. The actual payment period of basic medical insurance premium must be not less than 15 years, and he can enjoy medical insurance benefits after retirement. If the minimum age requirement is not met before retirement, the medical expenses of the actual payment period can be supplemented at one time.

Second, how many years does employee medical insurance generally take to be normal?

Men need to pay the basic medical insurance for employees for 25-30 years, and women need to pay for 20-25 years before they can continue to enjoy the basic social medical insurance benefits after retirement. If the payment period stipulated in medical insurance is not reached when reaching retirement age, the payment period of medical insurance can be supplemented at one time before retirement.

3. Is the talent subsidy in Zhengzhou broken?

Social security payment will affect retirement benefits. Old-age insurance needs to be paid at least 15 years, and you can receive a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement.

Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. Medical insurance is interrupted, and medical insurance benefits cannot be enjoyed during the interruption. However, medical insurance has a buffer period from the date of interruption. If it has not been paid for more than 3 months, the continuous payment period will be recalculated.

According to the regulations, the fixed number of years of 15 is only a prerequisite for employees to receive basic old-age insurance after retirement. If the payment is interrupted for several years, the proportion of basic old-age insurance will be reduced by several percentage points, and the benefits enjoyed after retirement will naturally decline.

The relevant legal basis of this article.

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.