Is it better to pay more social security?

Is it better to pay more social security?

The payment period of social security is not as long as possible, and it needs to be determined according to the actual situation and regulations of the individual. The social security payment period affects the social security benefits such as pensions that individuals can enjoy when they retire. The following are answers to questions related to social security payment and articles written according to the above contents and laws:

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First, social security payment and pension benefits

Social security is a social security system, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance is directly related to the payment period of social security. The longer the payment period, the higher the pension benefits that can be obtained in theory.

However, not everyone needs to pay as many social security years as possible. Special groups, such as self-employed and freelancers, may not need to pay social security completely because of the different nature of their jobs, but they can choose flexible ways to pay social security.

Second, the actual situation of social security payment.

The years of social security payment are related to actual work experience and income level. Under some special circumstances, individuals may not have a formal job for a certain period of time, so the period of social security payment will be relatively short. But this does not mean that there is no social security treatment, because the social security system allows individuals to pay according to actual conditions.

To sum up:

The payment period of social security is not as long as possible, and it needs to be determined according to the actual situation of individuals and legal provisions. Special groups such as individual operators should choose the appropriate social security payment method according to the actual situation. The legal basis of social security mainly includes "People's Republic of China (PRC) Social Insurance Law" and other relevant laws and regulations, which stipulate the basic functions of social security, the insured, the conditions for enjoying treatment and the responsibility for payment. On the issue of social security, individuals should plan social security payment reasonably to ensure that they can enjoy the corresponding social security benefits when they retire.

Legal basis:

According to the Social Insurance Law of People's Republic of China (PRC):

Article 1 1 stipulates the basic functions of social security, including providing basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

2. Article 23 stipulates the insured of social security, including employees of employers, owners of individual industrial and commercial households, urban residents, etc.

3. Article 35 stipulates the conditions for enjoying social security benefits, including the age of receiving pension and the number of years of paying social security.

4. Article 44 stipulates the social security payment responsibilities, and clarifies the social security payment obligations of employers and individual operators.