Chongqing minimum standard of five insurances and one gold 2023

1, payment base: the minimum payment base is 4077 yuan, and the maximum payment base is 20385 yuan;

2. Payment ratio: the unit payment ratio is 16%, and the individual payment ratio is 8%;

3. Payment standard: minimum payment standard: unit 652.32 yuan, employee 326. 16 yuan;

Second, medical insurance.

1, payment base: the minimum payment base is 4077 yuan, and the maximum payment base is 20385 yuan;

2. Payment ratio: the unit pays 8%, and the individual pays 2%+7 yuan's serious illness;

3. Payment standard: Minimum payment standard: unit 326. 16 yuan, employee 8 1.54 yuan +7 yuan's serious illness.

Third, unemployment insurance.

1, payment base: the minimum payment base is 4077 yuan, and the maximum payment base is 20385 yuan;

2. Payment ratio: 0.7% for the unit and 0.3% for the individual;

3. Payment standard: minimum payment standard: unit 28.54 yuan, employee 12.23 yuan;

Fourth, maternity insurance.

1, payment base: the minimum payment base is 4077 yuan, and the maximum payment base is 20385 yuan;

3. Payment ratio: the unit pays 0.7%, and the individual does not have to pay this item;

2. Payment standard: minimum payment standard: 28.54 yuan for the unit and 0.00 yuan for the employee;

Verb (abbreviation of verb) industrial injury insurance

1, payment base: the minimum payment base is 4077 yuan, and the maximum payment base is 20385 yuan;

2. Payment ratio: the unit payment ratio varies from industry to industry, and individuals do not pay this item;

Social security payment standard in 2023

Legal analysis:

The payment ratio is as follows: the payment base of five insurances and one gold is generally determined according to 60% to 300% of the average salary of employees in the previous year, which is embodied as: 1. Last year's average wage was 300% or more higher than the local average wage of employees at the end of last year, and the payment base of five insurances and one gold was calculated according to 300% of the monthly average wage; 2. If the average wage of last year is lower than 60% or less of the average wage of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 60% of the average monthly wage; 3. If the average salary of last year was between 60% and 300% of the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be declared according to the actual salary. This law is based on the Social Insurance Law.

Legal basis:

Article 8 An employing unit shall, within 30 days from the date of employment, register social insurance for its employees and declare and pay social insurance premiums. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. If the employer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no payment amount last month, the social insurance agency shall temporarily determine the amount of payment according to the operating conditions of the unit, the number of employees and the average salary of employees in the local last year. After the employer completes the declaration procedures, the social insurance agency shall settle the accounts in accordance with the provisions.

Shanghai social security payment standard in 2022

From July 2022 1 day to June 30, 2023, the upper limit of social security payment base in this city is 34 188 yuan/month; Lower limit: 6520 yuan/month.

Social insurance base, referred to as social insurance base, refers to the social insurance payment base of employees in a social security year. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. The social insurance payment base is an important basis for calculating the social insurance premiums and social insurance benefits paid by employers and their employees. There are upper and lower limits, depending on the actual situation in each region.

Chongqing five insurance and one gold ratio

How long can Chongqing pay five insurances and one gold?

1, old-age insurance: the accumulated payment period 15 years, and those who meet the retirement standards receive a monthly pension;

2. Medical insurance: After accumulated payment 10 years, you don't need to continue to pay after retirement, you can enjoy it directly for free, and you can use it after continuous payment for half a year;

3. Maternity insurance: you must pay maternity insurance for one year, and you must be insured when you give birth to enjoy maternity allowance;

4. Unemployment insurance: you must pay for one year to receive one month's unemployment benefits, and you can't enjoy unemployment benefits for more than 24 months at the longest, provided that you are involuntarily unemployed;

5. Housing provident fund: If the unit needs to pay the housing provident fund in full for 6 months, it can use the provident fund loan to buy a house; Individuals who pay the housing provident fund can use the provident fund loan to buy a house after 1 year. You can consult the local provident fund management for details.

Content expansion

1. Is it important for people who just go to work to have five insurances and one gold?

Very important. The reason for this is the following：

1, five insurances and one gold are personal protection in the future. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation.

2. Having hardware insurance is also a sign of regular enterprises.

Second, can five insurances and one gold be made up?

The cumulative calculation of five insurances and one gold does not need to be paid in the middle, but it can also be paid, which is divided into the following situations:

1, insured in the name of an individual, and unable to repay if the payment is omitted;

2. The missed payment caused by the unit can be repaid, but only five risks can be repaid;

3. If the unit does not declare (does not open an account), it can only pay the pension.

Five insurances and one gold (social security) are paid permanently, that is, they will exist if they are paid, and will not disappear if they are not paid, and will be reactivated if they are paid again. As long as you pay 15 years of social security, you will get a pension after retirement.

3. Are the five insurances and one gold paid by units and individuals part of the salary?

The part paid by the unit cannot be counted as part of the salary. Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.