Is secondary social security better or tertiary social security better?

The difference between the third-level social security and the second-level social security lies in the different medical treatment, including medical treatment, general outpatient treatment and hospitalization treatment. The difference between units and individuals paying social security lies in different types of insurance, different places to participate in insurance and different old-age insurance. People with average financial ability are advised to choose the first social security file.

The first, second and third grades of social security refer to different levels of social security payment standards. According to national regulations, social security contributions are divided into five grades, one is the minimum standard, and the other is the highest standard. At present, most cities and regions only implement the first, second and third payment standards of social security, and their respective payment ratios and payment bases are also different. If the financial ability is not good, it is more appropriate to choose a gear. If the financial ability is good, it is recommended to choose a higher grade, and the amount included in the overall pension will be higher.

The main difference between the first, second and third grades of social security lies in the payment rate and payment base. According to the regulations, the social security rate is divided into two parts: unit payment and individual payment, in which the unit payment ratio is between 30% and 35%, and the individual payment ratio is between 8%- 10. Between 5%. Different grades stipulate different payment bases and proportions. For example, the payment base of the first file is the local minimum wage standard, and the payment base of the second and third files will be relatively higher.

The difference between the first, second and third social security files.

The principle of seeking medical treatment is different: one type of insured person can only seek medical treatment at a certain point in the city; The second file is insured, and the insured person can seek medical treatment at a certain point in the city, outpatient service at a certain point in the city, and outpatient service at a designated medical institution for serious illness; For the third-level insured, the insured can seek medical treatment at the designated place in the city, and outpatient and seriously ill patients can seek medical treatment at designated medical institutions.

Ordinary outpatient treatment is different: the personal account of a class of insured persons can be used to pay the medical expenses in the medical insurance catalogue of ordinary outpatient service; The second-class and third-class insured persons belonging to Class A and Class B medical insurance projects can be used to pay the funds in the overall account according to the proportion of 80% and 60% respectively.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 57 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall, within 30 days from its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.