What's the difference between Dongguan social security gold card and silver card?

First, the nature of the insured units is different: municipal units use gold cards to participate in insurance; Urban units are insured with silver cards. Different payment bases: gold cards, units and individuals pay according to the average monthly salary of the insured in the previous year, and retirees pay according to the average salary of their own employees; Silver card, the insured pays according to the average monthly salary of employees in this city last year, and the retirees also pay according to this.

Second, the payment ratio is different: gold card: the insured pays 2% of his salary, the unit pays 7.5% of the insured's salary (6.5% is comprehensive medical insurance, 1% is supplementary medical insurance), the retiree pays 5.5%, and the individual does not pay; Silver card, the unit pays 2% of the average monthly salary of employees in Dongguan last year, and the individual does not pay.

Third, the maximum reimbursement limit is different: the silver card reimburses 40,000 yuan per year; The annual reimbursement rate of gold cards is 95% within 80,000 yuan, 85% above 80,000 yuan and below 654.38+ 10,000 yuan, and 70% above 654.38+ 10,000 yuan.

Four, the gold card has a "pension account" and a "medical account", and the balance of the "medical account" can be purchased at the designated pharmacy.