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Is there any compensation after the death of agricultural insurance?
1, the funeral subsidy is the average monthly salary of employees in the overall planning area for 6 months;
2, dependent relatives pension according to a certain proportion of the wages of workers, to provide the main source of livelihood, no ability to work relatives of the dead workers. Spouses are 40% per month, other relatives are 30% per month, and widowed elderly or orphans are increased by 10% per month on the basis of the above standards.
Agricultural insurance use standards mainly include:
1, insurance conditions: farmers must meet the insurance conditions stipulated by the local government, such as age, household registration, land area, agricultural production and operation status, etc. In order to enjoy the relevant rights and interests of agricultural insurance;
2. Payment standard: farmers need to pay according to the payment standard stipulated by the local government in order to obtain the relevant rights and interests of rural insurance. The payment standard is usually different according to different situations such as region, planting or animal husbandry;
3. Insurance coverage: Farmers' agricultural insurance coverage usually includes crops, fruit trees, vegetables, animal husbandry and other aspects, as well as economic losses caused by natural disasters and diseases;
4. Compensation standard: The compensation standard for farmers' agricultural insurance is usually formulated by the local government, and it is differentiated according to different situations such as insurance scope, loss degree and insurance amount, so as to protect farmers' legitimate rights and interests.
To sum up, agricultural insurance is a social security system that can help farmers reduce economic risks and improve the level of security. The government and insurance companies should strengthen publicity and promotion, improve farmers' insurance awareness and participation rate, and at the same time strengthen supervision and management to protect farmers' rights and interests and the safety of insurance funds.
Legal basis:
Article 14 of the Social Insurance Law of People's Republic of China (PRC)
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 17
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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