How do freelancers pay social security?

Freelancers pay social insurance in the following ways:

1, you can choose to participate in the basic old-age insurance for enterprise employees as an individual.

This is also the insurance method chosen by most flexible employees. The policy stipulates that individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can voluntarily choose to participate in the basic old-age insurance for enterprise employees according to their own conditions. The payment shall be borne by the individual, and an appropriate payment base can be selected between 60% and 300% of the average wage of employees in full-caliber urban units in this province, and the payment ratio is 20%. Payment can be made monthly, quarterly, semiannually or annually.

2. You can choose to participate in the endowment insurance for urban and rural residents.

According to the policy, students who have reached the age of 16, staff of non-state organs and institutions and urban and rural residents who are not covered by the basic old-age insurance system for employees can participate in the old-age insurance for urban and rural residents at their domicile. The annual payment by grade varies from place to place, and individuals can choose the appropriate payment grade according to their actual situation. Pay more, you will get more, and pay more, you will get more. It doesn't matter if you choose a lower payment grade temporarily. The payment grade of the current year can be changed before the annual payment. The specific standard is based on the amount announced by the local community department.

Procedures for handling endowment insurance for flexible employees:

1. The applicant submits the application materials to the Social Security Bureau, and the handling personnel of the Social Security Bureau will review the materials and the applicant's conditions on the spot;

2, meet the conditions of the immediate processing, and print the "flexible employment personnel to participate in the basic old-age insurance approval form", a copy retained by the applicant, the other by the relevant departments after the applicant's signature confirmation;

3. If it does not meet the requirements, it will not be accepted, and the reasons will be explained to the applicant.

To sum up, if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.