What is the role of medical insurance family account?

The role of medical insurance family account;

1. family account is a family sub-account associated with the medical insurance account. After adding family account, you can apply for activating the electronic medical insurance certificate for your family on your mobile phone, find the added relatives in the medical insurance personal center, apply for the preferential rights of the electronic medical insurance certificate for your relatives, and inquire about the medical expenses of your relatives in that year;

2. If you have successfully bound the medical insurance family account, you can give the balance of your personal medical insurance account to your family. Users only need to show their electronic medical insurance vouchers and swipe their cards directly to buy medicines.

The usage of medical insurance family account after binding is as follows:

1, and the authorized person can use it by directly swiping his social security card;

2, but must meet the relevant conditions;

3. A personal account can be authorized to be used by one or more family members. If the insured is authorized by more than one family member, the order of use shall be based on the balance of the authorized person's personal account. After the binding is successful, families can share personal medical insurance accounts. The insured must meet the conditions at the same time when paying the expenses incurred by his close relatives with the money accumulated over the years.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.