Can social security contributions and medical insurance be used normally?

Whether social security withholding medical insurance can be used normally generally depends on the situation:

1, can continue to use;

2. Under normal circumstances, employees participate in employee medical insurance, but later stop paying due to resignation and other reasons, then the medical insurance account will be sealed in the month when payment is stopped, and they cannot enjoy medical insurance benefits. This is because medical insurance is different from old-age insurance. Medical insurance is pay as you go. You can enjoy medical insurance benefits if you pay, but you can't enjoy it if you don't pay.

However, the remaining money in the medical insurance card will not be cleared and invalidated. During the closing period, the remaining money in the medical insurance card can still be used, which can be used to see a doctor in a designated medical insurance hospital and settled by card until the money in the medical insurance card is used up.

The impact of social security withholding is as follows:

1, it doesn't matter if the old-age insurance is broken, but you must pay 15 years to enjoy retirement, so you should pay more and try not to break it;

2, medical insurance is different, unless you pay for 20 or 25 years in the year of retirement, you can enjoy medical insurance benefits for life. When you are not retired, breaking off diplomatic relations means that you no longer enjoy medical insurance benefits. If the breakup is within 60 days, you can continue to enjoy the treatment in the next month; If it is more than 60 days and less than 180 days, you can enjoy medical insurance benefits three months after the payment is received. If it exceeds 180 days, it will also take 6 months;

3. Maternity insurance must be paid continuously for more than 1 year in order to enjoy the benefits, and the benefits cannot be broken for one day. If it is broken, it will take more than one year to enjoy the benefits brought by maternity insurance. Moreover, compared with the other four risks, maternity insurance is the most cost-effective, because it is a free welfare provided by the state to women, and only women who are expecting to give birth can enjoy it. If you miss it, you'll have to wait for the second child.

4, unemployment insurance is after unemployment, and has been registered for unemployment, and there are job requirements, not to say that I am willing to be unemployed, the most important thing is that I have to pay for one year in a row before I can get it;

Work injury insurance is a kind of treatment that you can't enjoy without working period, that is, if you are not insured. But if it is because the enterprise or unit has not paid you wages, you can ask the enterprise or unit to compensate for the corresponding work-related injury compensation.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.