Can I pay for rural cooperative medical care when I buy social security?

Do you still need to buy rural cooperative medical care after buying social security?

In fact, in the specific operation, employee social security and the new rural cooperative medical system can be purchased at the same time, but because they conflict with each other, they cannot enjoy the security at the same time, so it is best to choose one and pay two copies, which is also a waste of money.

Social security or rural cooperative medical care is more cost-effective;

First of all, we must make clear the difference between the two. First of all, social security is much higher than the new rural cooperative medical system in payment, so the reimbursement ratio of social security is also higher than the new rural cooperative medical system; Secondly, in terms of the insured, there are also regulations: social security mainly includes those who have formal jobs or are in cities and towns, and everyone can participate in social security; The new rural cooperative medical system can only be handled by rural hukou; Finally, employees are required to pay medical insurance for 25 years for men and 20 years for women. After reaching retirement age, you can enjoy exemption from inspection after retirement and still enjoy medical reimbursement. The new agricultural integration is paid once a year and only guaranteed for one year.

Generally speaking, it is definitely more cost-effective to pay social security, which also includes other benefits, such as pension, work injury and maternity. The new rural cooperative medical system is mainly medical insurance salary. But the details must be determined according to your actual situation.

Whether social security and agricultural insurance can be transferred to each other;

1. Transfer from residents' social security to employees' social security: those who participate in urban and rural residents' old-age insurance and reach the statutory retirement age of urban employees' old-age insurance can apply for transferring from urban and rural residents' old-age insurance to urban employees' old-age insurance, and the payment period of urban employees' old-age insurance reaches 15 (including extending the payment to 15), and the corresponding treatment can be calculated and paid according to the urban employees' old-age insurance method;

2. Transfer from employee social security to resident social security: If the payment period of urban employee pension insurance is less than 15 years, you can apply for transferring from urban employee pension insurance to urban and rural resident pension insurance. In line with the conditions for receiving old-age insurance for urban and rural residents, the corresponding treatment shall be calculated and paid according to the old-age insurance for urban and rural residents.

Simply put, it takes 15 years for employee social security to be transferred from resident social security to employee social security, and employee social security can be transferred to resident social security at will.