Social security must be paid continuously? What will happen if it is interrupted?

Social security does not pay continuously have the following effects:

1, affect the purchase of real estate. Some local regulations stipulate that if a foreign household must pay social security continuously for a certain period of time in order to qualify for the purchase of real estate, and if there is an interruption in the middle, the time must be recalculated.

2, affecting medical insurance. A major function of social security is medical insurance, when the social security payment is broken, from the second month onwards, the medical insurance card can not be used, then in the case of illness, hospitalization, medical expenses incurred, can only be a personal out-of-pocket, because of the break in the payment of social security medical expenses can not be reimbursed, so that the social security must not stop.

3, the impact of maternity insurance. If the social security payment or social security less than seven months, then you can not enjoy the birth of medical reimbursement and maternity reimbursement, to do birth is also a big expense, if you can be reimbursed, you can greatly reduce the pressure, if the husband and wife of a party to the birth of a child, in this case you can be reimbursed from the unit.

4, affecting pensions. The social insurance law stipulates that social security must pay a minimum of 15 years, less than 15 years to make up for 15 years, if the social security is broken, then the impact on the pension is particularly large. Therefore, it is recommended that when you change jobs or quit your job, you do a good job in advance of social security contributions and other work.

Related policies stipulate that the 15-year period is only a prerequisite for workers to receive basic pension insurance benefits after retirement, and that a few years of interrupted contributions will result in a few percentage points less in the calculation of basic pension insurance benefits, and that the benefits they enjoy after retirement will naturally decline.

Legal basis:

Interim Measures for the Administration of Individual Accounts of Employees' Basic Pension Insurance

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For some reason a unit or an individual does not pay the basic pension insurance premiums in full and on time, it is considered as an unpaid contribution. The individual account is not credited for the month in which the contributions are in arrears, whether in full or in part, until the unit or individual has made up the amount of arrears in accordance with the regulations.

During the period of non-payment of pension insurance premiums by the enterprise where the employee works, the employee can continue to pay the pension insurance premiums, and the fully paid premiums will be credited to the individual account and calculated as the actual number of years that the employee has paid the premiums. In the event of arrears, future contributions are recorded using the rolling allocation method: i.e., the contribution is first made up for previous arrears and interest, and then the remainder is taken as the current month's contribution.