Is it enough to pay social security 15 years?

Legal analysis: For employees, social security will not be paid after 15 years. As far as China is concerned, the minimum payment period of social security is 15 years, which is the minimum threshold requirement for enjoying pension benefits. Only the insured who has paid 15 years can receive a monthly pension after retirement. China's social security is mandatory for employees and enterprises, and enterprises must pay social security for employees according to law. Even if the employee's social security payment period has reached 15 years, as long as the employee is still working in the unit, then the unit has the obligation to pay social security for the employee. For flexible employees, social security is paid voluntarily by the insured, so when the insured's pension insurance payment period reaches the minimum threshold for receiving pension, the insured can choose not to continue to pay. Of course, if they want to get more pensions, flexible employees can continue to pay social security.

In addition to endowment insurance, social security also includes medical insurance, maternity insurance, work injury insurance and unemployment insurance. Medical insurance, like old-age insurance, also needs retirement years. Usually, the cumulative payment period of male medical insurance needs to reach 30 years, and the cumulative payment period of female medical insurance needs to reach 25 years. Only after retirement can you enjoy lifelong medical security. It can be seen that social security payment 15 years is far from enough for medical insurance.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.