Can social security cards be used as bank cards?

Legal analysis: No, social security cards can be used as general bank cards. At present, the new social security card is one card and two accounts, which are divided into medical insurance personal account and financial account (you can take out your own social security card, which generally has the name of the card issuer, UnionPay logo and card number on it). The new social security card is a dual-purpose card, which is both a social security card and a bank debit card. Its bank account includes cash deposit and withdrawal, transfer, consumer finance and other businesses. It's just that social security cards don't support credit function at present (that is, overdraft, similar to credit cards), but inter-bank cash withdrawal in the province is free (which is a great advantage).

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.