Job Recruitment Website - Social security inquiry - What is the personal part of endowment insurance?

What is the personal part of endowment insurance?

The personal proportion of endowment insurance is 8%, because according to our country's laws and regulations on endowment insurance, the contribution ratio of endowment insurance units is 20%, and other insurances will be involved, such as the personal contribution of medical insurance is 2%.

Endowment insurance: the unit pays 20% per month and 8% by itself;

Medical insurance: the unit pays 8% per month, and 2% by itself plus 10 yuan serious illness co-ordination (serious illness co-ordination mainly covers hospitalization);

Unemployment insurance: the unit pays 2% per month and pays1%by itself;

Work-related injury insurance: 0.5% per month, without paying a penny;

Maternity insurance: 0.8% per month, without paying a penny;

Housing accumulation fund: the unit pays 8% per month and 8% by itself.

The registration method of pension account is as follows:

1. Login to the pension insurance website: enter the local social security bureau or the pension insurance website, which generally has a pension account registration entrance, and click to enter the pension account registration page;

2. Fill in personal information: on the pension account registration page, fill in personal information according to the prompts, including ID number, name and mobile phone number.

3. Verify identity information: After filling in personal information, you need to verify your identity, usually by entering a verification code or sending a verification code of a short message;

4. Set account password: after successful authentication, you need to set account password, which meets the requirements, generally including password length and strength;

5. Complete registration: After setting the password, click the "Register" button to complete the registration of the pension account.

To sum up, the registration methods of pension accounts in different regions and different time periods may be different, and the specific registration methods need to be operated according to local policies and regulations. In addition, when registering a pension account, it is necessary to provide real personal information and properly keep the account password to avoid account information leakage or loss.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Enterprises shall pay 20% of the total average monthly salary of their employees in the previous year, and individual employees shall pay 80% of the average monthly salary of employees in the previous year. The unit is responsible for the insurance and withholding the personal part, and the unit pays the unit part.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.