What is the balance of the personal account of the social security

There are two separate accounts in the personal account of the social security card: the social security account and the financial account. The balance in the financial account can be withdrawn at will, just like a bank card, and can be deposited and withdrawn. At the same time, the pension for retirees, the maternity allowance for women workers after giving birth, the work injury benefits for injured workers, and the unemployment benefits for the unemployed are all paid through the financial account of the social security card.

These money can be withdrawn at will. The balance in the social security account is the pension savings and medical insurance transfer, and does not support free withdrawal. After 15 years of accumulated contributions to the social security system, you can receive a monthly pension according to the number of months of payment after reaching the legal retirement age and going through the retirement procedures. And the medical insurance transfer is used to pay personal medical expenses at designated medical institutions and designated retail pharmacies. The balance of the social security account can be used to pay for the participant's medical expenses at designated medical institutions and designated retail pharmacies in accordance with the regulations.

Participating employees can use their cards at POS machines with their passwords when they purchase medicines at designated hospitals and pharmacies, but they generally cannot withdraw cash or make transfers. The so-called personal medical insurance card account balance. This refers to our medical insurance card account. As long as we pay for our own medical insurance at a rate of 8%, then every month will produce the corresponding balance into our medical insurance card account, that is to say, for example, if you are a working employee of the enterprise, then every month the individual bears 2% of the contribution ratio, the enterprise unit bears 6% of the contribution ratio, then a **** is 8% of the contribution ratio. This 8% contribution ratio is to be able to enjoy the return of the individual health insurance account. So when you see someone with a social security card to withdraw money, actually take the money in the financial account, the social security account is not out of the money, as long as there is money in the financial account, you can take out.

A, social security personal account balance is what it means

Social security understanding of the people should know, social security is by the unit and the individual to *** with the payment, and the so-called social security personal account balance, is on behalf of your personal part of the payment, belong to your own. The balance in the account can be used when you visit a designated hospital or buy medicine at a designated pharmacy.

The part paid by the unit will go directly into the co-ordinated account, and after you reach the legal retirement age, you will be able to receive a certain amount of pension, which is calculated according to the balance in the co-ordinated account and the personal account.

Second, the balance of the individual account where the social security check

1, the official website for query: we can log on to the official website of the local social security bureau, enter the account password to log in, and then go in to find their own purchase of social security, according to the page prompts to operate the query can be.

2, call the phone query: directly call the Social Security Administration's customer service hotline 12333, according to the voice prompts or manual service to query.

3, offline office hall inquiry: participants can bring their social security card and ID card, go to the local social security agency office hall, in the self-service machine or the staff to assist in the query.

4, designated pharmacies, hospitals query: you usually go to the hospital, pharmacy to buy drugs, you can directly use the social security card to settle, after the settlement there will be a consumption ticket, which will show the balance.

Three, social security personal account balance can be taken out

Generally, social security personal account balance is divided into the balance of the medical card and the balance of the pension insurance, no matter which one of them can not be taken out.

Medicare card balance, usually we buy drugs in the drugstore or go to the hospital, can be used to settle payments, but can not be cashed out, if you hear rumors that can be cashed out must not believe, this behavior is illegal.

And the balance of the pension insurance want to take out is not without a way, as long as to meet the participants emigration, death, or after reaching the legal retirement age, the minimum number of years of payment of pension insurance is not enough, the participants said they do not want to continue to pay premiums, you can bring the appropriate information, go to the local social security office hall for the appropriate withdrawal procedures.

What is the meaning of the balance of the personal account of the social security of the content of this end, in general, the longer the number of years of social security payment, in the retirement after the treatment will be better.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 28 The medical expenses in conformity with the basic medical insurance drug catalog, diagnostic and therapeutic items, medical service facility standards, as well as the medical expenses of the emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with the state regulations.

Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be settled directly between the social insurance administration organization and the medical institutions and drug business units.

The social insurance administrative department and the health administrative department shall establish a settlement system of medical expenses for medical treatment in other places, so as to facilitate the enjoyment of basic medical insurance by insured persons.