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The difference between commercial social security and social security?
Social insurance is the main body of the multi-level social security system, commercial insurance can be used as a supplement to social insurance, is a component of the multi-level social security system. The emergence of social insurance is later than that of commercial insurance, the terminology and calculation and prediction methods used in social insurance are related to commercial insurance. There is an essential difference between social insurance and commercial insurance: first of all, the nature is different. Social insurance is compulsory by the national legislation, belongs to the government behavior; commercial insurance is a commercial behavior, the insurer and the insured is a voluntary contractual relationship.
First of all, the difference between social security and commercial insurance lies in the different nature of the two types of insurance, social security belongs to the category of social welfare protection, so the final compensation is borne by the state, but commercial insurance is borne by the commercial organization, the final insurance compensation and risk are borne by the commercial organization, which is the difference between the social security and commercial insurance is the most obvious manifestation of the place.
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