What kind of card does the social security card belong to? Memory card or credit card?

Social security card belongs to the type of stored value card.

First, the basic functions of the social security card

Social security card is an important certificate for individuals to participate in social insurance, which records the basic social insurance information of cardholders and provides a convenient channel for inquiring and handling social insurance business. Cardholders can check personal social insurance payment and medical reimbursement records in social security institutions, hospitals, pharmacies and other places through social security cards, and can also use social security cards to handle social insurance services such as enrollment registration, payment and treatment.

Second, the difference between social security card and credit card

There are obvious differences between social security card and credit card in nature and function. Credit card is a kind of payment tool, which has the functions of overdraft consumption and installment payment, and belongs to the financial products of banks. Social security card is mainly used to store and query personal social insurance information, and does not have the function of overdraft consumption. In addition, the handling and use of credit cards need to comply with the relevant regulations and conditions of banks, while the issuance of social security cards is managed by social security institutions according to individual participation.

Third, the use and management of social security cards

Social security card is an important certificate for individuals to participate in social insurance, and should be properly kept and used. Cardholders should pay attention to protecting the security of social security cards to avoid loss or misappropriation. When using the social security card to handle social insurance business, it shall provide true personal information and certification materials, and abide by the relevant regulations and procedures of social security institutions. At the same time, social security agencies should also strengthen the management and supervision of social security cards to ensure their safe and effective use.

To sum up:

Social security card belongs to the type of stored-value card, which is an important certificate for individuals to participate in social insurance. It is mainly used to store and query personal social insurance information, providing a convenient channel for handling social insurance business. Compared with credit cards, social security cards are obviously different in nature and function. Cardholders shall properly keep and use social security cards, abide by relevant regulations and procedures, and ensure the safe and effective use of social security cards.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 2 provides that:

The term "social security card" as mentioned in these Measures refers to an integrated circuit card issued to the public and mainly used for government social management and public services in the fields of human resources and social security.

Article 3 provides that:

Ministry of Human Resources and Social Security is responsible for the issuance and application of national social security cards. Provincial and municipal human resources and social security departments are responsible for the issuance and application management of social security cards in the region, and their subordinate information comprehensive management institutions specifically undertake the related affairs of social security card issuance and technical management.

People's Republic of China (PRC) social insurance law

Article 58 provides that:

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Article 74 provides that:

The social insurance agency shall obtain the data needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.