What does it mean for social security to be transferred to your personal account?

Medical insurance individual part of the payment is all transferred to your personal account, the unit of the cost of payment according to your age different amount of money transferred to your account is also different, with the age of the increase in the proportion of transfer will also be adjusted. The actual cost of the unit for you to pay is the amount of money transferred to the integrated amount plus the amount of money transferred to the personal account, but the money transferred to the personal account is the money you can use in the health insurance card, the amount transferred to the integrated amount is transferred to the local social insurance fund, can be used to pay for your hospitalization of the medical expenses incurred

Social security personal account:

Social security personal account is the social insurance agency In accordance with the social security number issued by the State Bureau of Technical Supervision for each person to participate in social pension insurance to establish, record the unit in accordance with the provisions of the transfer of pension insurance premiums and personal contributions to all pension insurance premiums, as a person to participate in social pension insurance retirement account as the basis for the calculation of personal account pension insurance benefits.

One is to realize the whole monitoring of business process. The scope of internal control is clearly defined as the control of business operation risk points, including the registration of personnel, individuals and units of key information changes; units of social insurance premiums to make up for the collection, refund and write-off of arrears; personal account maintenance and management; audit plan, field audit and data review **** 4 major aspects of the 13 sub-items. Each of these provisions are detailed and specific to facilitate the operation, for example, personal account maintenance and management is divided into personal account records do not match the actual, individual multi-account merger, transfer account processing, medical insurance treatment unblocking and medical insurance fund to transfer the account of the five sub-items. It not only covers the whole process of social security collection and business operation, but also realizes the monitoring without dead angle.

The second is the risky business layers of review and control. The internal control approach is based on the degree of risk, the realization of business hierarchical management, hierarchical authorization of authority and post check and balance settings. For example, the change of key personal information of the insured employees requires the preliminary review of the application information by the handling staff, the review of the business section chief, and the approval of the director in charge before the application can be processed. Changes in the working time of insured employees: changes within 3 months are handled by the front desk staff; changes from 4 to 12 months are handled by the head of the Business Settlement Section after submitting to the supervising director for review and approval; and changes of more than 12 months are handled by the Business Settlement Section after submitting to the director's office for agreement. since September 2016, nearly 400,000 social security collection operations have been handled, and no case has been subject to a complaint. Through the establishment and operation of the internal control management system of business risk points, to ensure that the accuracy of social security collection and handling of 100%, and effectively prevent the potential risks of handling, to ensure the safe operation of social security fund collection.

Thirdly, the strengthening of supervision and inspection of the monthly notification. In accordance with the principle of post checks and balances set incompatible, internal control supervision and inspection is organized and implemented by specialists, through the view of the original business handling materials, analysis and comparison of data, etc., against the breakdown of the internal control methods of the various types of business, the handling process and the implementation of the internal control system, one by one to verify the formation of the inspection materials notified on a monthly basis. Since September last year, urban *** for social security collection risk point business 37,391, *** sampling 5462, an average sampling rate of 14.93%, check out the system potential loopholes 2 and timely rectification in place, and actively put forward to improve the mechanism for the declaration of the death of retired employees of institutions, and other recommendations, and effectively promote the overall social security work in a healthy and orderly development.

Legal basis

Social Security Law

Article 11 The basic pension insurance is a combination of social coordination and individual accounts. The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.

Article 12 Employing units shall contribute to the basic pension insurance fund in accordance with the proportion of the total wages of their employees as prescribed by the State. Employees shall pay the basic pension insurance premiums in accordance with the proportion of their own wages stipulated by the state and credited to their individual accounts. Individual business households without employees, part-time workers who do not participate in the basic pension insurance in the employer and other flexible employment to participate in the basic pension insurance, should pay the basic pension insurance premiums in accordance with the state regulations, respectively, credited to the basic pension insurance fund and individual accounts.