What is the standard of five insurances and one gold in Wuhan?

1. Wuhan's five insurances and one gold include social security and provident fund. Therefore, the payment standard of five insurances and one gold in Wuhan is related to four factors: social security base, social security ratio, provident fund deposit base and provident fund ratio.

According to the data of Wuhan Social Security Bureau, in 20 18 years (20 18 July,1-2019 June 30), the lower limit of the monthly social security payment base is 3399.6 yuan, and the upper limit is 19920.9 yuan.

Two. The deposit amount of Wuhan 20 18 housing provident fund is as follows:

Provident fund ratio: 8%- 12%

Provident fund deposit base: in 20 18, the minimum monthly deposit base of employees' provident fund in downtown Wuhan shall be no less than 1750 yuan and no less than 1500 yuan in new urban areas.

From this, it can be calculated that the minimum monthly contribution of the employees' provident fund in downtown Wuhan in 20 18 is 1750 yuan *8%*2=280 yuan, and the minimum monthly contribution of the new urban provident fund is 1500 yuan *8%*2=240 yuan.

The upper limit of the monthly deposit of employees in Wuhan is 79,684× 3 ÷12×12 %× 2 = 4,780 yuan.

Extended data:

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

deal with

(1) social security and provident fund account opening

Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.

(2) Increase or decrease personnel

Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.

(3) Confirm the payment base

The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.

(4) Five insurances and one gold payment

Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.

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